ISLAMABAD – March 3, 2026: Mobilink Bank has entered into a five-year partnership with the Sindh Enterprise Development Fund (SEDF), Government of Sindh, to expand structured financing for micro, small, and medium enterprises (MSMEs) in key economic sectors across the province.
Under the Mobilink Bank–SEDF partnership, up to PKR 1 billion in financing will be made available by combining the bank’s lending operations with SEDF’s markup subsidy support. The initiative aims to lower borrowing costs for entrepreneurs and strengthen economic activity in priority sectors of Sindh.
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According to the announcement, Mobilink Bank will provide short-, medium-, and long-term financing to MSMEs. SEDF will offer a markup subsidy of up to one-year KIBOR or 10 percent, whichever is lower, for an initial three-year period, extendable based on performance. Individual projects will be eligible for financing of up to PKR 5 million, with flexibility for expansion in innovative cases.
Focus on priority sectors
The collaboration targets underserved and high-impact sectors, including agriculture value chains, livestock and dairy, poultry, fisheries, cold storage and logistics, renewable and alternative energy, women-led enterprises, mining and mineral processing, and information technology projects.
Haaris Mahmood Chaudhary, President and CEO of Mobilink Bank, said the initiative seeks to address structural barriers faced by small businesses in accessing affordable finance. He stated that the partnership aligns financial services with policy support to channel capital to local entrepreneurs and promote broader economic participation.
Zubair Ahmed Channa, Secretary of the Investment Department, Government of Sindh, said the agreement reflects efforts to strengthen institutional financing systems that support productive sectors. He noted that public-private collaboration can help create scalable financial pathways for SMEs operating in value-added industries across Sindh.
Support for rural and women-led enterprises
The partnership is expected to benefit MSMEs in rural areas and women-led businesses by improving access to formal credit at reduced costs. Officials said the concessional support structure will enable businesses to invest in productivity, adopt green technologies, and scale operations.
The model integrates public subsidy mechanisms with commercial banking channels and may serve as a framework for similar initiatives in other provinces.
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