The Government of Khyber Pakhtunkhwa as another important step towards public welfare in the province, has inked a Memorandum of Understanding (MoU) for the implementation of “Ehsas Apna Ghar Scheme”.
MoU was signed between the Housing Department and the Bank of Khyber in a ceremony, held here at the Chief Minister’s House Peshawar. The ceremony was attended by Chief Minister Ali Amin Khan Gandapur as the chief guest. Provincial cabinet members Dr. Amjad Ali and Muzammil Aslam, along with officials from relevant departments and the Bank of Khyber, were also present.
Under the Ehsaas Apna Ghar scheme, low-income individuals will be eligible for interest-free loans of up to Rs 1.5 million for the construction of new house on their owned land or for the expansion and renovation of existing ones. The scheme, with a budget of Rs. 4 billion, offers a seven-year easy repayment schedule with a maximum monthly installment of Rs 18,000. It will operate on a revolving funds system and continue for the next seven years.
Speaking on the occasion, Chief Minister Ali Amin Khan Gandapur emphasized that providing quality housing to the people is a top priority of the provincial government. He termed the Ehsaas Apna Ghar scheme as a pivotal initiative aimed at delivering interest-free loans to low-income families to ensure access to quality housing.
He added that the scheme would not only improve living standards but also contribute to the social and economic uplift of the province’s underprivileged communities. The Chief Minister directed officials to ensure complete transparency in the loan disbursement process and emphasized that the loans must only be awarded to deserving individuals.
The Chief Minister also highlighted other welfare programs being launched under the Ehsaas initiative, including Ehsaas Naujawan, Ehsaas Hunar, and Ehsaas Rozgar, which aim to uplift youth, enhance skills, and provide employment opportunities across the province.
